FIRST GUARD INSURANCE COMPANY/1^st GUARD CORPORATION

NOTICE OF PRIVACY POLICY

We are committed to keeping the personal information collected from our potential, current and former customers confidential and secure. The proper handling of personal information is one of our highest priorities. We want to be sure that you know why we need to collect personal information from you. We also want to explain to you our commitment to protect the information you provide to us.

Customer Information

We collect and keep only information that is necessary for us to provide services requested by you and to administer your business with us. We may collect nonpublic personal information:

• From you when you complete an application in writing or over the phone. This could include any information you authorize us to collect in order to underwrite and administer policies: name, address, phone number, e-mail address, the driver’s license number, social security number, and date of birth of all drivers of an insured vehicle, the name and address of your trucking company.
• From a consumer-reporting agency for information such as the driver motor vehicle report.
• As a result of transactions with us, or with our affiliates or others. This could include policy values, policy numbers, payment history, and transactions complete with us.

Sharing Information

We only share your nonpublic personal information with non-affiliated companies or individuals as permitted by law, such as third party administrators and consumer reporting agencies, or to comply with legal or regulatory requirements. In the normal course of our business, we may disclose information we collect about you as requested by:

• Trucking companies
• Truck dealerships
• Lienholders on vehicles we insure
• Owners of vehicles we insure
• Other insurance companies and agencies
• Banks and credit card processing firms involved in handling your transactions with us
• Third party claims administrators and database services.
• Joint marketing service firms

When we provide personal information to an associated business or service provider, we require these parties to agree to safeguard your information, to use the information only for the intended purpose, and to abide by applicable law. We will honor requests to specifically not disclose information, unless required by law.

Employee Access to Information

Only employees with a valid business reason have access to your personal information. These employees are educated on the importance of maintaining the confidentiality and security of this information. They are required to abide by our information handling practices.

Protection of Information

We maintain security standards to protect confidential information, whether written, spoken, or electronic. We update and test our systems to ensure the protection and integrity or our information.

Maintaining Accurate Information

Our goal is to maintain accurate, up-to-date customer records in accordance with industry standards. We have procedures in place to keep information current and complete, including timely correction of inaccurate information.

Disclosure of our Privacy Notice

We recognize and respect the privacy concerns of our potential, current, and former customers. We are committed to safeguarding this information. As a member of the financial services industry, we are sending you this Notice of Privacy Policy for informational purposes and will update and distribute it as required by law. It is also available upon request.

Sincerely,

FIRST GUARD INSURANCE COMPANY/1^ST GUARD CORPORATION