COMMERCIAL TRUCK INSURANCE YOU NEED

SERVICE THAT YOU DESERVE!

TRUCK INSURANCE DONE RIGHT!

Truck insurance DIRECT to truckers.

Physical Damage & Non-Trucking Liability

We Speak Trucker... Let's Talk!

Physical Damage

Physical damage insurance, sometimes referred to as collision coverage, pays to fix or replace damaged tractors and trailers. It covers your rig 24/7, whether operating for personal or business use. We offer many coverage options to enhance your coverage.

Non-Trucking Liability

Non-Trucking liability insurance provides a permanently leased owner operator with a limited form of liability protection. Specifically it applies when a covered vehicle is operated solely for personal and non-economic purposes. Non-trucking liability truck insurance never applies when an owner operator pulls a loaded trailer, operates on behalf of a trucking company or uses a vehicle for any revenue generating purpose like trip leasing. These types of activities normally fall under the primary auto liability truck insurance provided by a trucking company.

Fast and Easy

Getting you insured is fast and easy. Speak to one of our semi insurance agents today. Your insurance can be setup over the phone in just a few minutes.

Great Customer Service

When you call 1st Guard, you're greeted with a person, not a computer system. We take pride in knowing the semi truck insurance business – that's what we do.

 
 

Get A Fast, No-Hassle Commercial Truck Insurance Quote!

 

What do truck drivers say about us?

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Why Choose 1ST GUARD Commercial Truck Insurance

1st Guard has provided commercial truck insurance DIRECT to truckers and fleets for more than 80 years.

Many insurance companies want 6 months of premium to start a policy. At 1st Guard, we charge you monthly. Get trucking without having to spend a ton of cash.

Truck Insurance Features

Our affordable truck insurance is the ideal choice for your needs.

Are you getting towing coverage? Probably not... 1st Guard covers the full cost of towing your vehicle to the nearest capable repair facility in the case of an accident where your vehicle is rendered inoperable due to a covered loss.

We offer instant access to all your documents online. We also offer flexible payment options, one deductible, monthly billing, and a referral program. You could earn $20 off of your next bill for every trucker you refer.

Our Truck Insurance Products

Physical damage insurance, sometimes referred to as collision coverage, pays to fix or replace damaged tractors and trailers. It covers your rig 24/7, whether operating for personal or business use. We offer many coverage options to enhance your coverage.

Non-Trucking liability insurance provides a permanently leased owner operator with a limited form of liability protection. Specifically it applies when a covered vehicle is operated solely for personal and non-economic purposes. Non-trucking liability truck insurance never applies when an owner operator pulls a loaded trailer, operates on behalf of a trucking company or uses a vehicle for any revenue generating purpose like trip leasing. These types of activities normally fall under the primary auto liability truck insurance provided by a trucking company.

Occupational Accident Insurance provides owner operators with an affordable source of indemnification for work accident injuries.

Fleet Program

Are you still managing your equipment and drivers over the phone or email? There is a better way to manage your fleet with 1st Guard technology.

We offer custom solutions for fleets of any size. Fleet representatives ready to answer all of your questions. Get answers on equipment, drivers, coverage options, or online orders FAST.

Add or remove equipment and drivers inside an easy to use online interface. Change unit numbers and stated values instantly. Setup is simple! Don't settle for second-rate technology to manage your fleet!

Frequently Asked Questions

Get answers while shopping for a truck insurance policy. Do you have a specific question about commercial truck insurance? Check out our Frequently Asked Truck Insurance Questions. Find answers about high value tractors. Discover what paperwork your lien holder / finance company needs as proof of truck insurance coverage. What to do when changing trucking companies, and more. If you have another question, just send us a message, and one of our semi-truck insurance agents will be in touch!

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