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Our trucking insurance coverages:

  • Physical damage (PD) insurance, sometimes referred to as collision coverage, covers your truck 24/7 and pays to fix or replace damages to your tractor and trailer.
  • Non-trucking liability (NTL) truck insurance provides a permanently leased owner operator with a limited form of liability protection. Specifically it applies when a covered vehicle is operated solely for personal and non-economic purposes. Non-trucking liability truck insurance never applies when an owner operator pulls a loaded trailer, operates on behalf of a trucking company or uses a vehicle for any revenue generating purpose like trip leasing. These types of activities normally fall under the primary auto liability truck insurance provided by a trucking company.

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