Physical damage insurance, sometimes referred to as collision coverage, pays to fix or replace damaged tractors and trailers. It covers your commercial vehicle 24/7, whether operating for personal or business use. We offer many coverage options to enhance your coverage.
Non-Trucking liability insurance
provides a permanently leased owner operator with a limited form of liability protection.
Specifically it applies when a covered vehicle is operated solely for personal and non-economic purposes.
Non-trucking liability truck insurance never applies when an owner operator pulls a loaded trailer, operates on behalf of a trucking
company or uses a vehicle for any revenue generating purpose like trip leasing. These types of activities normally fall under the primary auto liability truck insurance provided by a trucking company.