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Commercial Truck Insurance

1st Guard is an "A" rated commercial truck insurance company selling Physical Damage & Nontrucking Liability insurance DIRECT to truckers and fleets. We have Great Rates! Great Customers! and Great Customer Service!

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Physical Damage

Physical damage truck insurance, sometimes referred to as collision coverage, pays to fix or replace damaged tractors and trailers. It covers your rig 24/7, whether operating for personal or business use.

Nontrucking Liability

Nontrucking liability truck insurance provides a permanently leased owner operator with a limited form of liability protection. Specifically it applies when a covered vehicle is operated solely for personal and non-economic purposes. Non-trucking liability truck insurance never applies when an owner operator pulls a loaded trailer, operates on behalf of a trucking company or uses a vehicle for any revenue generating purpose like trip leasing. These types of activities normally fall under the primary auto liability truck insurance provided by a trucking company.

Fast and Easy

Getting you insured is fast and easy. Speak to one of our truck insurance agents today. Your insurance can be setup over the phone in just a few minutes.

Great Customer Service

When you call 1st Guard, you're greeted with a person, not a computer system. Our agents take pride in knowing the commercial truck insurance business – that's what they do.


Get A Fast, No-Hassle Commercial Truck Insurance Quote!


What do truckers say about us?

Let our Google Reviews speak for themselves.

Program Features

1st Guard has many program features for your truck insurance premium. Don't miss out on these options.

  • E-Payment
  • Paperless
  • Safe Driving
  • Referral Program
  • Towing



Want to learn more about commercial truck insurance? Here is a listing of the most frequently asked questions.

  • High-Value Tractor
  • Lienholder Proof
  • Changing Companies
  • Rates
  • Who Are We


Fleet Program

We offer custom solutions for fleets of any size. Our Fleet Sales Manager is happy to discuss your specific needs.

  • Easily Add New Drivers
  • Monthly Fleet Analytics
  • Dedicated Fleet Support
  • Payments, Docs, & Claims
  • Reporting Suite


Media Links

Here is a listing of links we've found that you might find helpful in searching the Internet for resources.

  • Safety
  • TruckStop
  • Jobs
  • Maps
  • Class A Drivers

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