Commercial Truck Insurance You Need

Service That You Deserve!

Truck Insurance Done Right!

Truck insurance DIRECT to truckers.

Physical Damage & Non-Trucking Liability

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Physical Damage

Physical damage truck insurance, sometimes referred to as collision coverage, pays to fix or replace damaged tractors and trailers. It covers your rig 24/7, whether operating for personal or business use.

Non-Trucking Liability

Non-Trucking liability insurance provides a permanently leased owner operator with a limited form of liability protection. Specifically it applies when a covered vehicle is operated solely for personal and non-economic purposes. Non-trucking liability insurance never applies when an owner operator pulls a loaded trailer, operates on behalf of a trucking company or uses a vehicle for any revenue generating purpose like trip leasing. These types of activities normally fall under the primary auto liability insurance provided by a trucking company.

Fast and Easy

Getting you insured is fast and easy. Speak to one of our semi insurance agents today. Your insurance can be setup over the phone in just a few minutes.

Great Customer Service

When you call 1st Guard, you're greeted with a person, not a computer system. Our agents take pride in knowing the commercial semi truck insurance business – that's what they do.

 
 

Get A Fast, No-Hassle Commercial Insurance Quote!

 

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Why Choose 1ST GUARD Commercial Truck Insurance

During the last 80+ years, 1st Guard has provided superior commercial insurance coverage and flexible payment options DIRECT to truckers and truck fleets.

Most insurance companies want 6 months of premium up front to start a policy. At 1st Guard, we charge you monthly. Get truckin without having to spend a ton of cash.

Truck Insurance Features

Our affordable commercial insurance has many program features that makes 1st Guard the ideal choice for your commercial insurance needs.

Are you getting towing coverage? Probably not... 1st Guard covers the full cost of towing your vehicle to the nearest capable repair facility in the case of an accident where your vehicle is rendered inoperable due to a covered loss.

Other features include: Instant Access to your documents online. Multiple payment options, one deductible, monthly billing without the need to make a large deposit to start coverage, and a referral program that can earn you $20 off of your next bill for every trucker you refer.

Our Truck Insurance Products

Physical Damage Insurance, sometimes referred to as collision coverage, pays to fix or replace damaged tractors and trailers. It covers your rig 24/7, whether operating for personal or business use.

Non-Trucking Liability Insurance provides a permanently leased owner operator with a limited form of liability protection. Specifically it applies when a covered vehicle is operated solely for personal and non-economic purposes. Non-trucking liability truck insurance never applies when an owner operator pulls a loaded trailer, operates on behalf of a trucking company or uses a vehicle for any revenue generating purpose like trip leasing.

Occupational Accident Insurance provides owner operators with an affordable source of indemnification for work accident injuries.

Fleet Program

Are you still managing your trucking equipment and drivers over the phone and through email? Managing your fleet with 1st Guard technology has never been easier!

Our fleet program offers custom truck insurance solutions for fleets of any size. 1st Guard has a dedicated fleet representative ready to answer all of your questions regarding equipment, drivers, coverage options, or online orders. We will help you do what you need to do to get back on the road.

The tools we provide our fleets allow you to add or remove equipment and drivers inside an easy-to-use online interface. Change unit numbers and stated values for your vehicles or edit demographic data for drivers and modify any of the details about your equipment online. Don't settle for inferior technology.

Frequently Asked Questions

Need answers to some commonly asked questions while shopping for a truck insurance policy or just looking to learn more about commercial truck insurance? Check out our Frequently Asked Questions. There, you will find answers about high value tractors, what paperwork your lienholder / finance company needs as proof of commercial insurance coverage, what to do when changing trucking companies, and more. If you still have a question, just send us a message, and one of our customer service agents will be in touch!

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