State Notices

GEORGIA

Effective March 25, 2020, Georgia issued an emergency order that instructs all Property & Casualty carriers in Georgia to refrain from canceling any commercial policies that include business interruption or business income coverage, due to lack of payment of premiums until May 24, 2020.

Should the pandemic last longer than expected that period may be extended.

LOUISIANA

Effective March 12, 2020, the state of Louisiana imposed a moratorium on policy cancellations and non-renewals for policyholders in Louisiana during the outbreak of the coronavirus disease (COVID-19). This rule is valid through May 12, 2020. Emergency Rule 40 is effective during the period of time from March 12 thru May 12. Cancellations for fraud and material misrepresentations or upon written request by the insured continue to be permitted during this period. If premium payments can be made, Louisiana urges the insured to do so.

MISSISSIPPI

Effective March 30, 2020, the state of Mississippi imposed a moratorium on policy cancellations and non-renewals for policyholders in Mississippi during the outbreak of the coronavirus disease (COVID-19). This rule is valid through May 29, 2020. A policy can be cancelled or non-renewed for legally recognized reasons other than a failure to pay premiums, the cancellation or non-renewal may be made pursuant to statutory notice requirements.

OHIO

Effective March 30, 2020, the state of Ohio imposed a moratorium on policy cancellations and non-renewals for policyholders in Ohio during the outbreak of the coronavirus disease (COVID-19). This rule is valid through May 29, 2020. A policy can be cancelled or non-renewed for legally recognized reasons other than a failure to pay premiums, the cancellation or non-renewal may be made pursuant to statutory notice requirements.

WASHINGTON

Effective March 25, 2020, Washington state issued an emergency order that instructs all Property & Casualty carriers in Washington to allow a grace period to policyholders for the payment of premiums until May 9, 2020.

The grace period includes a ban on cancellations and any late or related fees due to nonpayment of premiums.