State Notices



Effective April 9, 2020, no policies can be cancelled or non-renewed due to nonpayment of premiums. This moratorium is in effect for 90 days or until otherwise amended. This moratorium is not a waiver of premium, just a "grace" period for the insured. Cancellations due to other underwriting reasons are still acceptable.

First Guard Insurance Company

Important Notice to New Jersey Policyholders

The New Jersey Department of Banking and Insurance (DOBI) issued Bulletin No. 20-15 requiring New Jersey State regulated issuers of property and casualty insurance to provide relief to New Jersey consumers experiencing financial hardship due to COVID-19. The Bulletin directs property and casualty insurers to provide their insureds who may be experiencing a financial hardship due to COVID-19 with at least a 90-day grace period to pay insurance premiums. Insurers shall also:

  • Waive any late payment fees otherwise due, and not report late payments to credit rating agencies, during the 90-day period; and
  • Allow premiums due but not paid during the 90-day period to be paid over the remainder of the current policy term or up to 12 months in up to 12 equal monthly installments, whichever is longer.
  • Not issue non-payment of premium cancellation notices if premium is not collected.

If you have any questions, or wish to speak with a customer service agent regarding your truck insurance premium, please contact us at: 800-995-4827.



Effective March 30, 2020, the state of Ohio imposed a moratorium on policy cancellations and non-renewals for policyholders in Ohio during the outbreak of the coronavirus disease (COVID-19). This rule is valid through July 31, 2020. A policy can be cancelled or non-renewed for legally recognized reasons other than a failure to pay premiums, the cancellation or non-renewal may be made pursuant to statutory notice requirements.


If you have any questions regarding the state notice(s) on this page, please get in touch.

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