Occupational Accident Truck Insurance provides owner operators with an affordable source of indemnification for work accident injuries. This coverage offers important benefits for Accidental Death and Dismemberment, Accident Medical and Accident Disability Income. It is suitable and effective for owner-operators who do not fall under the requirements of workers' compensation statutes. This coverage is only available through motor carrier sponsored occupational accident programs.
Most states require fleet owners with employee drivers to carry workers' compensation insurance. This coverage option is available only to fleet drivers participating on our select motor carrier sponsored occupational accident programs. Please call to request an application.
Passenger accident insurance is designed to cover friends and family members who travel as passengers in an owner operator’s truck. If a non-driving passenger is injured this coverage helps pay the medical bills.