Occupational Accident Truck Insurance provides owner operators with an affordable source of indemnification for work accident injuries. This coverage offers important benefits for Accidental Death and Dismemberment, Accident Medical and Accident Disability Income. It is suitable and effective for owner-operators who do not fall under the requirements of workers' compensation statutes. This coverage is only available through motor carrier sponsored occupational accident programs.
Most states require fleet owners with employee drivers to carry workers' compensation insurance. This coverage option is available only to fleet drivers participating on our select motor carrier sponsored occupational accident programs. Please call to request an application.
Passenger accident insurance is designed to cover passengers who travel in your truck such as friends or family members.
Getting you insured is fast and easy. Speak to one of our semi insurance agents today. Your insurance can be setup over the phone in just a few minutes.
When you call 1st Guard, you're greeted with a person, not a computer system. We take pride in knowing the semi truck insurance business – that's what we do.
Get answers while shopping for an occupational accident insurance, workers' compensation insurance for fleet owners, passenger accident insurance, or truck insurance policy. Do you have a specific question about occupational accident insurance, workers' compensation insurance for fleet owners, passenger accident insurance, or commercial truck insurance? Check out our Truck Insurance Resources. Find answers about high value tractors. Discover what paperwork your lien holder / finance company needs as proof of truck insurance coverage. What to do when changing trucking companies, and more. If you have another question, just send us a message, and one of our semi-truck insurance agents will be in touch!